MidFirst Bank Credit Card Reviews
5
56%
4
32%
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10%
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0%
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1%
4.4
282 reviews
282 reviews
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Jason
@jttyler150
5 Star Rating
Great credit card for those just starting out. They offer great deals and don’t charge you any interest for the first year. Highly recommended.
Product: MidFirst Bank Credit Cards
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623milo
@623milo
1 Star Rating
I was told I cannot open a secured credit card without first being an existing member for 6 months. No explanation as to the reasoning. I want to rebuild my credit, not give you use of my money at a fraction of what you will charge me over a 6 month period of time. Ridiculous.
Product: MidFirst Bank Credit Cards
Comment
2
Private Private
@Disgruntled
1 Star Rating
What a disaster.
I opened a business credit card with autopayment for the full amount every month.
Somehow, they managed to screw it up so that I was getting interest charges. I closed the account and paid everything off, and I still got another 89 cent charge.
Midfirst, you got your damn 89 cents, and you've lost my credit card business. Soon, I'm going to take the rest of my money out and move it a mile up the road to Chase.
Product: MidFirst Bank Credit Cards
Comment
1
David Bishop
@aleroquentin
4 Star Rating
You gotta love the fact that there is a full year of no interest. I mean, most of my cards have only been 6 months, but you do need at least good credit to get the Board of Regents of the University of Oklahoma Alumni Credit Card, so I guess you should expect some more perks. Also, having the ability to earn reward points with every dollar I spend is pretty nice too. It's pretty common, but not having any annual fee, and having the type of fraud protections that this card offers is a comforting thing. Not only do I know that I won't have to worry about my identity/account being compromised, I can just hold on to the card and not have to have random charges pop up out of nowhere. This is a solid card for all OU alumi.
Product:
University of Oklahoma Credit Card
Comment
Joe Weider
@joe_weider
2 Star Rating
What say we continue my look at college and university alumni credit cards by exploring one with a fancy name: the Board of Regents of the University of Oklahoma Platinum Plus® MasterCard® credit card with WorldPoints® rewards. This card, like most other alumni cards, is offered by Bank of America and requires good/excellent credit for approval. You might then be expecting some really interesting rewards considering what you can get with good or excellent credit in the traditional rewards and low interest credit card genres, in which case you may be disappointed that this card only gives you one point for each dollar you spend, which can be redeemed for the usual merchandise, travel, gift cards and charitable donations.
One would think that BofA would donate a certain percentage of your spending with the OU credit card to the school, allow you to redeem points for unique OU experiences, or provide some other unique perk to explain why this card gets OU branding, but I was unable to find any on either the University of Oklahoma online credit card application or the OU website. I therefore don’t really see the point to getting the OU credit card. In doing so, you would be sacrificing a heck of a lot of rewards potential basically to have the OU logo on your card, which you can do for free if you simply personalize any Capital one credit card. By the way, from what I can tell OU Homecoming festivities will be taking place from Oct. 17 – Oct. 22, culminating with a home football game against Texas Tech.
Product:
University of Oklahoma Credit Card
Comment
Review MidFirst Bank Credit Cards
MidFirst Bank Credit Card Q&A
Get answers to your questions about MidFirst Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
1
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What bank issues the Arizona State University Credit Card?
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1
WalletHub
@WalletHub
The ASU credit card issuer is MidFirst Bank.
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How do I check my MidFirst Bank credit card application status?
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John Miller, Credit Cards Moderator
@john_miller
You can check your MidFirst Bank credit card application status online. After you apply, an email will be sent to you at the address on file, which should contain a link that you can use to check the status of your application.
You should receive a decision on your application in 2 business days. If you don't hear back after 2 business days, you can give customer service a call at (866) 762-0492 to ask about the delay.
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What credit bureau does MidFirst Bank use for credit card approval?
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Alex Johnson, WalletHub Credit Card Consultant
@alex.johnson2
MidFirst Bank can use any of the major credit bureaus (TransUnion, Experian, or Equifax) for credit card approval. There's no way to know for sure which bureau is going to be used before actually submitting an application.
And if you're approved, MidFirst will report your financial activity to all three major bureaus, on a monthly basis.
1
Upvotes
How can I track my MidFirst credit card shipping?
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Evelyn Boros, Credit Cards Moderator
@evelyn_boros
You can track your MidFirst credit card shipping if you request it to be expedited. Just keep in mind that expedited shipping is not available for new credit cards, only for additional and replacement cards. And such a request might be subject to an expedited delivery fee.
1
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How do I apply for a MidFirst credit card?
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MidFirst BankCredit Cards
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